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Protecting Our Abandoned Elders
It is disturbing when we hear news of an abandoned elderly. It is very dispiriting to find that other people could do such to their relatives. But we can do something about this and prevent it from happening to our elders.
If you have an elderly person in your household and you find it difficult to cope with the demands of their age due to your other obligations to family and work, you should know that you have options on how to care for them. Abandoning your elderly is the worst thing that you can do. Here are some things you can do to help your elders:
- Home for the Aged. If you cannot reconcile the demands of your elderly and your family, consider sending your elders to a home for the aged. This may feel like abandoning them, but you will at least put them in a place where people will care for them.
- Getting Professional Help. If you can’t care for your elders by yourself, get help from others. There are professional caregivers that you can call to help you with this problem. As much as possible, don’t give up on your elderly.
- Love and Understanding. Regardless of what arrangement you choose, you should give more love and understanding to your elders. Visit them as much as you can and show them that they still mean a lot to you.
Elders are usually isolated not just here in Singapore but the whole world. They feel old and infirmed that they feel they don’t belong to the society. Their frailty is enough to protect them and ensure that they get a good life.
Aside from the elderly, there are other vulnerable groups like children, young persons and people with mental illnesses that suffer abandonment. If you have the time and resources, give your help to these people too and see to it that they are cared for despite their circumstances.
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The Perks of Singapore PR
PR (Permanent Resident) is a status in Singapore where you can obtain many rights and benefits entitled only to full citizens. Every year, there are thousands of foreigners applying for this status. An application for permanent residency will take you about 3-6 months to process.
You have greater chances of acceptance if you prove that you are an asset in the economy (based on qualification, work experience and professional skills). So what are the perks of Singapore PR? Here’s an overview:
Right to Abode. You and your family are allowed to reside in Singapore without being restricted by visa. You can now travel freely in and out of the country. You are fully entitled to own a home in the country, although you are still not allowed to buy second hand units or HDB flats.
Similar Status to the Family. You can bring your family with you in Singapore. Your husband/wife and children below 21 will enjoy the same status like yours. But for your immigrant parents, they will only enjoy long stay visas.
Schools. Your children are given the chance to enrol in any state sponsored schools of your choice.
Switch Jobs Easily. Switching jobs are not easy in Singapore because you need to re-apply for a permit to work. If you are a PR, you can switch jobs easily without thinking of re-applications.
Member of the Central Provident Fund. PRs who have jobs are compelled to become a member of the Central Provident Fund. CPF requires you and your employer to contribute an amount each month for your pension.
Of course PR status entails some obligations too. The government requires your son(s) to enlist or register in the national service once they reach 16 years of age. They are required to serve until they are 18. Each year, they should enter compulsory national service.
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Planning that Perfect House
We all have a dream house. The ideas inspire us to do well and look forward to the future positively. When we have enough money, we are enthusiastic to build it. If we don’t have enough, we can always do more to make it happen. However, in reality, there are many people that will settle for second best because no matter how hard they try, they can’t seem to reach that dream house. If we are in this situation, we need to accept things and make adjustments but this does not mean that it is worse. We can still have a house close to our dream house if we know what to do.
We can begin with:
Determining the budget
It is not advisable to deplete all our money when we are constructing our house. We should think of the range we are willing to spend but never overdo it. It is important to leave something for future or emergency use. If we can find a financing company that will loan us some money, we should discuss the payment scheme. We can also consider mortgage.
Securing the lot and looking for the right design
We should look for a place conducive for our child’s development. There are many communities that we can think about. Once we are decided, we should pay for it immediately. After securing the lot, we should set off to look for the right design. This is not that hard since we can find many if we look through books and the internet.
Finding the right people to work with
The next crucial thing to do is finding the right people. Let’s not entrust everything to them, sometimes it is helpful if we participate in the process. We should look for contractors and builders. Let’s examine the contract first and if everything is favourable, we should proceed with the work right away.
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Investing for Beginners: How to Properly Deal with Investments
We save money for the future. Some people invest and take the risks while there are others that simply keep the money just to be safe. Of course it is ideal to choose something that can increase the value of our money overtime-investing. While it is risky, investing is a lucrative endeavour. Today, success in investing is not purely luck but a well thought forecasting. Yes there’s no way to predict the market but careful study and planning will do the trick.
If we are given the chance to invest, it is best to grab it because it may be our time to prosper. If we are afraid to give in, it is best to know the nature of investing first. Once we know everything, we can begin our endeavour.
Don’t be afraid
Investing is scary because one false move will cost us big but if we manage it well, profits will surely skyrocket. It is important that at the onset, we are not afraid to take risks-calculated risks.
Know the market
There are many people that we can ask for help. The world of investment is a complicated one. If we are lost, it is okay to stop for a while and ask for directions. If we have friends with investment backgrounds, we can ask them some questions. We can also take proper courses. There are various materials (books and magazines) and platforms (internet) that we can utilize if it is hard to look for someone.
Conduct research about the company you are eyeing
If we are ready to invest, we should conduct research about the company we are eyeing. There are many indicators that we can consider. For example, we should consider if the company is steadfast and if they reported increased or decreased profits over the years.
See things positively
When we invest, no matter what happens, it is good if we maintain a positive outlook.
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Choosing Engagement and Wedding Rings
When planning for a wedding proposal, it is the engagement ring that a man usually plans for. But, because it has to sit together with the wedding ring on the woman’s finger, you also have to plan how the wedding bands would look like to match the proposal ring. So, to be sure that the rings would look great together, buy a well-matched engagement and wedding band set.
A matching engagement ring and bands are very ideal because they symbolize the couple, reflecting each other’s personality with a touch of uniqueness. Oftentimes, the Singapore wedding bands are in classic style with added special pattern or texture to look like a set.
Sometimes, the woman’s engagement and wedding ring are crafted together so the rings would intertwine perfectly. In these instances, the rings will be styled with interlocking twists or loops. The twists and loops will ensure that the rings will sit together, making them appear as one. But before you go cherry picking for the right wedding band set, keep in mind these common mistakes first.
- When the woman’s rings are designed together, to complement each other, they may look strange when worn alone. This is not much of a problem during the engagement stage since the engagement ring singapore would still look attractive even without the wedding band. But if your future spouse would want to wear the wedding ring alone, she might not want to have one with a cut-away design that looks odd without the engagement ring from Singapore.
- A third ring won’t sit securely together with looped out or twisted style bridal rings. So if you’re thinking of buying her another ring in the future, or if her mother wants her to keep an heirloom piece, she might have a hard time in wearing the pieces together since the third ring wasn’t designed to go with the other two rings.
- The most important thing about the choosing the engagement piece is the cut of the gemstone. Do not be carried away with your aspiration to get a matching ring set. There are some diamond cuts with fewer ring set choices, like the unique marquise, heart and pear shape. Do not buy something that you think she won’t like just because you want to match the engagement and wedding bands.
And if you really want to make your lady happy, add a personal touch on the ring by adding engraved texts to show how much you really care for her. Engraved rings are the ideal rings today by couples in Singapore. That’s why Singapore-based jewellery shops are well-skilled when it comes to ring engraving. Plus, they offer matching engagement and wedding ring sets in various unique designs that you and your significant other will surely love.
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